Locking phone features for missed payments could reduce delinquency and boost credit outreach

📅 Published: December 17, 2025 | 📂 Category: Uncategorized

Now that software—on smartphones for example—is vital to most of our livelihoods, the use of non-essential services could be held as ‘digital collateral’ for repayments. There are case studies of the role it plays in low-risk credit expansion.

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