Your money, your choice: Why India’s financial regulators should emulate the new NPS model

📅 Published: January 4, 2026 | 📂 Category: Uncategorized

The pension regulator has reduced mandatory annuity purchases, removed lock-in periods, allowed investment until age 85, introduced systematic withdrawal options, and permitted up to 100% equity allocation. While this freedom may cause some to make poor decisions, the old, rigid model was worse.

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